diff --git a/src/router/index.ts b/src/router/index.ts
index 0168e7c..530f963 100644
--- a/src/router/index.ts
+++ b/src/router/index.ts
@@ -232,6 +232,12 @@ const routes: RouteRecordRaw[] = [
             component: () =>
               import("@/views/admin/account/msgCenter/index.vue"),
           },
+          {
+            path: "bankCard",
+            name: "bankCard",
+            component: () =>
+              import("@/views/admin/account/bankCard/index.vue"),
+          },
           {
             path: "image",
             name: "Image",
diff --git a/src/views/admin/account/bankCard/index.vue b/src/views/admin/account/bankCard/index.vue
new file mode 100644
index 0000000..3d37fcc
--- /dev/null
+++ b/src/views/admin/account/bankCard/index.vue
@@ -0,0 +1,712 @@
+<template>
+  <div class="bank-card-container">
+    <!-- 页面标题 -->
+    <div class="header">
+      <h2>我的银行卡</h2>
+      <span class="subtitle">只能绑定一张银行卡</span>
+    </div>
+
+    <!-- 状态判断：已绑定银行卡或未绑定 -->
+    <div v-if="hasBoundCard" class="bound-card-section">
+      <!-- 已绑定银行卡展示区域 -->
+      <div class="card-display">
+        <div class="card-header">
+          <div class="bank-icon">
+            <img src="https://gw.alipayobjects.com/zos/rmsportal/XuVpGqBFxXplzvLjJBZB.svg" alt="银联" />
+          </div>
+          <div class="card-number">{{ formatCardNumber(boundCard.cardNumber) }}</div>
+        </div>
+        
+        <div class="card-details">
+          <div class="detail-item">
+            <span class="label">持卡人姓名：</span>
+            <span class="value">{{ boundCard.realName }}</span>
+          </div>
+          <div class="detail-item">
+            <span class="label">开户行：</span>
+            <span class="value">{{ boundCard.bankName }}</span>
+          </div>
+          <div class="detail-item">
+            <span class="label">手机号：</span>
+            <span class="value">{{ boundCard.phone }}</span>
+          </div>
+        </div>
+        
+        <div class="card-actions">
+          <a-button type="link" danger @click="showUnbindModal">解绑</a-button>
+        </div>
+      </div>
+    </div>
+
+    <!-- 未绑定银行卡时显示添加银行卡区域 -->
+    <div v-else class="add-card-section">
+      <div class="add-card-box" @click="showAddModal">
+        <div class="add-icon">
+          <plus-outlined />
+        </div>
+        <div class="add-text">添加银行卡</div>
+      </div>
+    </div>
+
+    <!-- 添加银行卡对话框 -->
+    <a-modal
+      v-model:visible="addModalVisible"
+      title="添加银行卡"
+      @ok="handleAddCard"
+      @cancel="handleAddCancel"
+      :confirm-loading="addLoading"
+      :width="500"
+      :ok-text="'绑定'"
+      :cancel-text="'取消'"
+    >
+      <a-form
+        ref="addFormRef"
+        :model="addFormState"
+        :rules="addFormRules"
+        layout="vertical"
+      >
+        <a-form-item label="真实姓名" name="realName">
+          <a-input
+            v-model:value="addFormState.realName"
+            placeholder="请输入持卡人真实姓名"
+            size="large"
+          />
+        </a-form-item>
+        
+        <a-form-item label="银行卡号" name="cardNumber">
+          <a-input
+            v-model:value="addFormState.cardNumber"
+            placeholder="请输入银行卡号"
+            size="large"
+            :maxlength="19"
+            @input="formatCardInput"
+          />
+        </a-form-item>
+        
+        <a-form-item label="开户行" name="bankName">
+          <a-select
+            v-model:value="addFormState.bankName"
+            placeholder="请选择开户行"
+            size="large"
+            :options="bankOptions"
+            show-search
+          />
+        </a-form-item>
+        
+        <a-form-item name="agreement">
+          <a-checkbox v-model:checked="addFormState.agreement">
+            绑定银行卡前，我已阅读并确认
+            <a href="#" @click.prevent="showAgreement">《银行卡绑定协议》</a>
+          </a-checkbox>
+        </a-form-item>
+      </a-form>
+    </a-modal>
+
+    <!-- 解绑银行卡对话框 -->
+    <a-modal
+      v-model:visible="unbindModalVisible"
+      title="解绑银行卡"
+      @ok="handleUnbindCard"
+      @cancel="handleUnbindCancel"
+      :confirm-loading="unbindLoading"
+      :width="500"
+      :ok-text="'确认解绑'"
+      :cancel-text="'取消'"
+    >
+      <div class="unbind-info">
+        <div class="info-item">
+          <span class="label">持卡人姓名：</span>
+          <span class="value">{{ boundCard.realName }}</span>
+        </div>
+        <div class="info-item">
+          <span class="label">银行卡号：</span>
+          <span class="value">{{ formatCardNumber(boundCard.cardNumber) }}</span>
+        </div>
+        <div class="info-item">
+          <span class="label">开户行：</span>
+          <span class="value">{{ boundCard.bankName }}</span>
+        </div>
+        <a-divider />
+      </div>
+      
+      <a-form
+        ref="unbindFormRef"
+        :model="unbindFormState"
+        :rules="unbindFormRules"
+        layout="vertical"
+      >
+        <a-form-item label="手机号码" name="phone">
+          <a-input
+            v-model:value="unbindFormState.phone"
+            placeholder="请输入银行预留手机号"
+            size="large"
+            :maxlength="11"
+          />
+        </a-form-item>
+        
+        <a-form-item label="短信验证码" name="smsCode">
+          <div class="sms-code-input">
+            <a-input
+              v-model:value="unbindFormState.smsCode"
+              placeholder="请输入短信验证码"
+              size="large"
+              :maxlength="6"
+            />
+            <a-button
+              type="primary"
+              :disabled="countdown > 0"
+              @click="sendSmsCode"
+              class="sms-button"
+            >
+              {{ countdown > 0 ? `${countdown}秒后重新获取` : '获取验证码' }}
+            </a-button>
+          </div>
+        </a-form-item>
+        
+        <a-form-item name="agreement">
+          <a-checkbox v-model:checked="unbindFormState.agreement">
+            解绑银行卡前，我已阅读并确认
+            <a href="#" @click.prevent="showUnbindAgreement">《银行卡解绑协议》</a>
+          </a-checkbox>
+        </a-form-item>
+      </a-form>
+    </a-modal>
+  </div>
+</template>
+
+<script setup>
+import { ref, reactive, computed, onMounted } from 'vue'
+import { PlusOutlined } from '@ant-design/icons-vue'
+import { message, Modal } from 'ant-design-vue'
+
+// 已绑定银行卡数据 - 初始为空
+const boundCard = ref(null)
+
+// 是否已绑定银行卡 - 初始为false
+const hasBoundCard = computed(() => {
+  return boundCard.value !== null && boundCard.value !== undefined
+})
+
+// 银行选项
+const bankOptions = ref([
+  { label: '中国工商银行', value: '中国工商银行' },
+  { label: '中国建设银行', value: '中国建设银行' },
+  { label: '中国农业银行', value: '中国农业银行' },
+  { label: '中国银行', value: '中国银行' },
+  { label: '交通银行', value: '交通银行' },
+  { label: '招商银行', value: '招商银行' },
+  { label: '中国邮政储蓄银行', value: '中国邮政储蓄银行' },
+  { label: '中信银行', value: '中信银行' },
+  { label: '光大银行', value: '光大银行' },
+  { label: '华夏银行', value: '华夏银行' },
+  { label: '民生银行', value: '民生银行' },
+  { label: '兴业银行', value: '兴业银行' },
+  { label: '浦发银行', value: '浦发银行' },
+  { label: '平安银行', value: '平安银行' },
+  { label: '广发银行', value: '广发银行' },
+])
+
+// 添加银行卡对话框状态
+const addModalVisible = ref(false)
+const addLoading = ref(false)
+const addFormRef = ref()
+const addFormState = reactive({
+  realName: '',
+  cardNumber: '',
+  bankName: '',
+  agreement: false
+})
+
+// 添加银行卡表单验证规则
+const addFormRules = {
+  realName: [
+    { required: true, message: '请输入真实姓名', trigger: 'blur' },
+    { pattern: /^[\u4e00-\u9fa5]{2,10}$/, message: '请输入2-10位中文字符', trigger: 'blur' }
+  ],
+  cardNumber: [
+    { required: true, message: '请输入银行卡号', trigger: 'blur' },
+    { 
+      validator: (_, value) => {
+        const cleanValue = value.replace(/\s+/g, '')
+        return /^[0-9]{16,19}$/.test(cleanValue) ? 
+          Promise.resolve() : 
+          Promise.reject('银行卡号格式不正确（16-19位数字）')
+      }, 
+      trigger: 'blur' 
+    }
+  ],
+  bankName: [
+    { required: true, message: '请选择开户行', trigger: 'change' }
+  ],
+  agreement: [
+    { validator: (_, value) => value ? Promise.resolve() : Promise.reject('请阅读并同意协议'), trigger: 'change' }
+  ]
+}
+
+// 解绑银行卡对话框状态
+const unbindModalVisible = ref(false)
+const unbindLoading = ref(false)
+const unbindFormRef = ref()
+const unbindFormState = reactive({
+  phone: '',
+  smsCode: '',
+  agreement: false
+})
+
+// 短信验证码倒计时
+const countdown = ref(0)
+
+// 解绑银行卡表单验证规则
+const unbindFormRules = {
+  phone: [
+    { required: true, message: '请输入手机号', trigger: 'blur' },
+    { pattern: /^1[3-9]\d{9}$/, message: '手机号格式不正确', trigger: 'blur' }
+  ],
+  smsCode: [
+    { required: true, message: '请输入短信验证码', trigger: 'blur' },
+    { pattern: /^\d{6}$/, message: '验证码为6位数字', trigger: 'blur' }
+  ],
+  agreement: [
+    { validator: (_, value) => value ? Promise.resolve() : Promise.reject('请阅读并同意协议'), trigger: 'change' }
+  ]
+}
+
+// 格式化银行卡号输入（每4位加空格）
+const formatCardInput = (e) => {
+  let value = e.target.value.replace(/\s+/g, '').replace(/[^\d]/g, '')
+  let formattedValue = ''
+  
+  for (let i = 0; i < value.length; i++) {
+    if (i > 0 && i % 4 === 0) {
+      formattedValue += ' '
+    }
+    formattedValue += value[i]
+  }
+  
+  addFormState.cardNumber = formattedValue
+}
+
+// 显示添加银行卡对话框
+const showAddModal = () => {
+  addModalVisible.value = true
+  // 重置表单
+  Object.assign(addFormState, {
+    realName: '',
+    cardNumber: '',
+    bankName: '',
+    agreement: false
+  })
+}
+
+// 显示解绑银行卡对话框
+const showUnbindModal = () => {
+  unbindModalVisible.value = true
+  // 重置表单
+  Object.assign(unbindFormState, {
+    phone: '',
+    smsCode: '',
+    agreement: false
+  })
+}
+
+// 处理添加银行卡
+const handleAddCard = () => {
+  addFormRef.value.validate().then(() => {
+    addLoading.value = true
+    
+    // 模拟API请求
+    setTimeout(() => {
+      // 清除空格，保存纯数字
+      const cleanCardNumber = addFormState.cardNumber.replace(/\s+/g, '')
+      
+      // 更新已绑定银行卡信息
+      boundCard.value = {
+        realName: addFormState.realName,
+        cardNumber: cleanCardNumber,
+        bankName: addFormState.bankName,
+        phone: '138****' + cleanCardNumber.substr(cleanCardNumber.length - 4) // 模拟手机号
+      }
+      
+      addModalVisible.value = false
+      addLoading.value = false
+      
+      message.success('银行卡绑定成功')
+    }, 1000)
+  }).catch(error => {
+    console.log('验证失败:', error)
+  })
+}
+
+// 处理解绑银行卡
+const handleUnbindCard = () => {
+  unbindFormRef.value.validate().then(() => {
+    unbindLoading.value = true
+    
+    // 模拟API请求
+    setTimeout(() => {
+      // 清除已绑定银行卡信息
+      boundCard.value = null
+      unbindModalVisible.value = false
+      unbindLoading.value = false
+      
+      message.success('银行卡解绑成功')
+    }, 1000)
+  }).catch(error => {
+    console.log('验证失败:', error)
+  })
+}
+
+// 发送短信验证码
+const sendSmsCode = () => {
+  if (!unbindFormState.phone) {
+    message.warning('请输入手机号码')
+    return
+  }
+  
+  if (!/^1[3-9]\d{9}$/.test(unbindFormState.phone)) {
+    message.warning('手机号格式不正确')
+    return
+  }
+  
+  // 模拟验证手机号是否匹配
+  const expectedPhone = boundCard.value.phone.replace(/\*/g, '')
+  const inputPhone = unbindFormState.phone
+  const lastFourDigits = boundCard.value.cardNumber.substr(boundCard.value.cardNumber.length - 4)
+  
+  if (inputPhone !== '138' + lastFourDigits) {
+    message.error('手机号与预留手机号不匹配')
+    return
+  }
+  
+  // 开始倒计时
+  countdown.value = 60
+  const timer = setInterval(() => {
+    countdown.value -= 1
+    if (countdown.value <= 0) {
+      clearInterval(timer)
+    }
+  }, 1000)
+  
+  // 模拟发送验证码（实际为123456）
+  message.success('验证码已发送，请注意查收（演示验证码：123456）')
+  unbindFormState.smsCode = '123456'
+}
+
+// 格式化银行卡号显示
+const formatCardNumber = (cardNumber) => {
+  if (!cardNumber) return ''
+  const cleanNumber = cardNumber.replace(/\s+/g, '')
+  const visibleDigits = 4
+  const maskedPart = '*'.repeat(cleanNumber.length - visibleDigits * 2)
+  const part1 = cleanNumber.substring(0, visibleDigits)
+  const part2 = cleanNumber.substring(cleanNumber.length - visibleDigits)
+  return `${part1} ${maskedPart} ${part2}`
+}
+
+// 取消添加银行卡
+const handleAddCancel = () => {
+  addModalVisible.value = false
+}
+
+// 取消解绑银行卡
+const handleUnbindCancel = () => {
+  unbindModalVisible.value = false
+}
+
+// 显示协议（示例）
+const showAgreement = () => {
+  Modal.info({
+    title: '银行卡绑定协议',
+    content: `
+      <div style="max-height: 400px; overflow-y: auto;">
+        <h4>一、总则</h4>
+        <p>1. 本协议旨在明确用户绑定银行卡的相关权利和义务。</p>
+        <p>2. 用户绑定银行卡前，应仔细阅读并理解本协议的全部内容。</p>
+        
+        <h4>二、用户义务</h4>
+        <p>1. 用户应确保绑定的银行卡为本人名下有效的银行卡。</p>
+        <p>2. 用户应妥善保管银行卡信息，不得泄露给他人。</p>
+        <p>3. 用户应确保提供的所有信息真实、准确、完整。</p>
+        
+        <h4>三、平台责任</h4>
+        <p>1. 平台应保障用户银行卡信息的安全。</p>
+        <p>2. 平台不得未经用户同意擅自使用银行卡信息。</p>
+        
+        <h4>四、风险提示</h4>
+        <p>1. 用户应自行承担因银行卡信息泄露造成的损失。</p>
+        <p>2. 如发现异常情况，应立即联系平台客服。</p>
+      </div>
+    `,
+    width: 600,
+    okText: '我已阅读并同意'
+  })
+}
+
+// 显示解绑协议（示例）
+const showUnbindAgreement = () => {
+  Modal.info({
+    title: '银行卡解绑协议',
+    content: `
+      <div style="max-height: 400px; overflow-y: auto;">
+        <h4>一、解绑须知</h4>
+        <p>1. 解绑银行卡将解除该银行卡与账户的绑定关系。</p>
+        <p>2. 解绑后，该银行卡将无法用于账户的相关操作。</p>
+        
+        <h4>二、解绑条件</h4>
+        <p>1. 账户内无正在进行中的交易。</p>
+        <p>2. 账户余额为零（如有余额需先提现）。</p>
+        <p>3. 无未完成的订单或服务。</p>
+        
+        <h4>三、解绑流程</h4>
+        <p>1. 验证持卡人身份信息。</p>
+        <p>2. 输入正确的短信验证码。</p>
+        <p>3. 确认解绑操作。</p>
+        
+        <h4>四、注意事项</h4>
+        <p>1. 解绑操作不可撤销，请谨慎操作。</p>
+        <p>2. 解绑后如需重新绑定，需重新验证身份。</p>
+        <p>3. 如遇问题，请联系客服协助处理。</p>
+      </div>
+    `,
+    width: 600,
+    okText: '我已阅读并理解'
+  })
+}
+</script>
+
+<style scoped>
+.bank-card-container {
+  max-width: 100%;
+  margin: 0 auto;
+  padding: 32px;
+  background-color: #fff;
+  border-radius: 12px;
+  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.08);
+  min-height: 400px;
+}
+
+.header {
+  display: flex;
+  align-items: center;
+  margin-bottom: 40px;
+  padding-bottom: 16px;
+  border-bottom: 1px solid #f0f0f0;
+}
+
+.header h2 {
+  margin: 0;
+  font-size: 24px;
+  font-weight: 600;
+  color: #333;
+}
+
+.header .subtitle {
+  margin-left: 12px;
+  color: #1890ff;
+  font-size: 14px;
+  padding-top: 4px;
+}
+
+.add-card-section, .bound-card-section {
+  /* display: flex;
+  justify-content: center; */
+  align-items: center;
+  min-height: 320px;
+}
+
+.add-card-box {
+  width: 320px;
+  height: 200px;
+  border: 2px dashed #d9d9d9;
+  border-radius: 12px;
+  display: flex;
+  flex-direction: column;
+  justify-content: center;
+  align-items: center;
+  cursor: pointer;
+  transition: all 0.3s ease;
+  background-color: #fafafa;
+}
+
+.add-card-box:hover {
+  border-color: #1890ff;
+  border-style: solid;
+  background-color: #f0f8ff;
+  transform: translateY(-2px);
+  box-shadow: 0 4px 12px rgba(24, 144, 255, 0.1);
+}
+
+.add-icon {
+  font-size: 56px;
+  color: #bfbfbf;
+  margin-bottom: 20px;
+  transition: all 0.3s;
+}
+
+.add-card-box:hover .add-icon {
+  color: #1890ff;
+}
+
+.add-text {
+  font-size: 20px;
+  color: #8c8c8c;
+  font-weight: 500;
+  transition: all 0.3s;
+}
+
+.add-card-box:hover .add-text {
+  color: #1890ff;
+}
+
+.card-display {
+  width: 450px;
+  height: 240px;
+  background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
+  border-radius: 16px;
+  padding: 28px;
+  color: white;
+  box-shadow: 0 6px 16px rgba(0, 0, 0, 0.15);
+  position: relative;
+  overflow: hidden;
+}
+
+.card-display::before {
+  content: '';
+  position: absolute;
+  top: -50%;
+  right: -50%;
+  width: 200px;
+  height: 200px;
+  background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, rgba(255,255,255,0) 70%);
+  border-radius: 50%;
+}
+
+.card-header {
+  display: flex;
+  justify-content: space-between;
+  align-items: center;
+  margin-bottom: 36px;
+  position: relative;
+  z-index: 1;
+}
+
+.bank-icon img {
+  width: 64px;
+  height: 64px;
+  background-color: white;
+  border-radius: 10px;
+  padding: 10px;
+  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.1);
+}
+
+.card-number {
+  font-size: 26px;
+  font-weight: 600;
+  letter-spacing: 3px;
+  font-family: 'Courier New', monospace;
+  text-shadow: 0 2px 4px rgba(0, 0, 0, 0.2);
+}
+
+.card-details {
+  margin-bottom: 20px;
+  position: relative;
+  z-index: 1;
+}
+
+.detail-item {
+  margin-bottom: 14px;
+  font-size: 16px;
+  display: flex;
+}
+
+.detail-item .label {
+  opacity: 0.85;
+  width: 100px;
+}
+
+.detail-item .value {
+  font-weight: 500;
+  flex: 1;
+}
+
+.card-actions {
+  position: absolute;
+  bottom: 24px;
+  right: 28px;
+  z-index: 1;
+}
+
+:deep(.ant-btn-link) {
+  color: rgba(255, 255, 255, 0.9) !important;
+  font-size: 16px;
+  padding: 4px 8px;
+  border-radius: 4px;
+}
+
+:deep(.ant-btn-link:hover) {
+  color: white !important;
+  background-color: rgba(255, 255, 255, 0.15);
+}
+
+.unbind-info {
+  background-color: #f6f8fa;
+  padding: 16px;
+  border-radius: 8px;
+  margin-bottom: 20px;
+}
+
+.info-item {
+  margin-bottom: 12px;
+  font-size: 15px;
+  display: flex;
+}
+
+.info-item .label {
+  color: #666;
+  width: 100px;
+}
+
+.info-item .value {
+  color: #333;
+  font-weight: 500;
+  flex: 1;
+}
+
+.sms-code-input {
+  display: flex;
+  gap: 12px;
+}
+
+.sms-code-input :deep(.ant-input) {
+  flex: 1;
+}
+
+.sms-button {
+  white-space: nowrap;
+}
+
+:deep(.ant-modal-body) {
+  padding: 24px;
+}
+
+:deep(.ant-form-item) {
+  margin-bottom: 20px;
+}
+
+:deep(.ant-input-lg) {
+  border-radius: 6px;
+}
+
+:deep(.ant-select-lg) {
+  border-radius: 6px;
+}
+
+:deep(.ant-checkbox-wrapper) {
+  font-size: 14px;
+}
+
+:deep(.ant-checkbox-checked .ant-checkbox-inner) {
+  background-color: #1890ff;
+  border-color: #1890ff;
+}
+</style>
\ No newline at end of file
diff --git a/src/views/admin/index.vue b/src/views/admin/index.vue
index 2699f66..47da1a7 100644
--- a/src/views/admin/index.vue
+++ b/src/views/admin/index.vue
@@ -88,6 +88,7 @@ const menuItems: MenuItem[] = [
       { path: '/layout/admin/myCertificate', name: '我的算力券', visible: true },
       { path: '/layout/admin/myInvite', name: '我的邀请', visible: true },
       { path: '/layout/admin/msgCenter', name: '消息中心', visible: true },
+      { path: '/layout/admin/bankCard', name: '银行卡管理', visible: true },
     ],
   },
 ];